You don't open four tools. You talk to your practice — and the system shows its work.
The chat command line is the front door for the advisor. Every analysis runs as a transparent, logged tool chain; the dedicated views (clients, compliance, planning, holdings) are there when you drill in. AI assists, the human signs off, and every model call is logged immutably for seven years.
Maturity
Live — shipped & in production
Building — current sprint
Planned — designed, on roadmap
▸ The front door — advisor chat · pwos.app/chat
🔒 pwos.app/chat
advisor · partner-gated · Opus 4.8
›
How does the Chen household look against the current regime — anything to flag before our review?
Running a live, logged review across the household's holdings. Four tools, in sequence:
synthesis
Regime reads HARD-ASSET TILT — Gold/SPX at 0.71, your rebalance trigger is armed. The household's concentrated equity screens clean on filings; the onchain wallets clear sanctions. Net read: the managed sleeves are positioned for the tilt, but the $1.6M onchain exposure is unhedged into the regime shift — worth a collar conversation at the review.
4 calls logged · Rule 17a-4 · 7-year retention · awaiting advisor sign-off before any action
draft the collar talking points for the Chen review…
This is the showpiece, and the seams are on purpose. The advisor asks a question in plain language; PWOS runs a real multi-tool chain and shows every call, every latency, every log line. No tool returns until the human sees what it did. That transparency — AI assists, the human signs off, the audit trail is the product — is the thing a competitor can't replicate by buying four point-solutions.
The dedicated views — when you drill in
The chat is primary. These are the structured surfaces an advisor opens when they need depth — each one reachable from chat, each one logged the same way.
◈
Coordinator live
Multi-step advisor workspace; Opus 4.8, partner-gated, cost-traced.
▤
Client Tab live
KYC, risk, signed docs & chat in one pane — the engagement.
⬡
Compliance Ops building
Doc catalog, pending sign-offs, audit-log search at /admin/compliance.
◔
Planning building
Roth, RMD, tax-loss harvest & Social Security calculators.
▰
Onchain explorer live
Auto-detecting multi-chain balances + staking/lending; unified managed + held-away view in progress.
▣
Firm Memory building
The OS's own current-state snapshot — what the chat reads to stay grounded.
✦
Vault Strategies planned
BTC-on-BTC, pooled LP, per-client SMA — yield, surfaced.
▦
Presentation Maker planned
Client-facing investment narrative, generated from live data.
What's real, what's building, what's planned
The honest state of the platform — the technical roadmap. The foundation is built; the next two quarters wire the pieces into the single chat-first surface above.
Live today
SHIPPED · IN PRODUCTION
- Chat-first advisor surface with human-in-the-loop sign-off
- Live tool fan-out — EMF → EDGAR → KYW → onchain, every call logged
- Coordinator — Opus 4.8, partner-gated, cost-traced per turn
- Client tab — KYC, risk, signed docs & chat in one pane
- Multi-chain onchain explorer — auto-detects EVM / Solana / Bitcoin / XRP; balances, staking & lending
- Native onchain pipeline — daily balances recorded in GCP (no third-party host in path)
- Sanctions / KYW screening (Scorechain) + travel & logistics assistant
- Public security posture + document & e-sign pipeline
Building
CURRENT SPRINT
- Design system v2.0 across all client-facing surfaces
- Unified holdings — managed + held-away + onchain in one table (onchain live; unified view in progress)
- Planning calculators — Roth, RMD, TLH, Social Security
- Compliance Ops Hub + Firm-Memory state snapshot
- Governance substrate — partner sign-off & approvals routing
Planned
DESIGNED · ROADMAP · Q2+
- Vault strategies surfaced — yield across rails, with NAV
- Market-data MCP — open, agent-callable analysis (nexus-core)
- Full multi-custody NAV + statement engine
- Trust-company / IRA-onchain custody wedge
- Investment presentation maker from live data
- Forkable substrate — pwos-core, Apache 2.0
how we build
We hold the platform to the standard we sell. This state map isn't marketing gloss — it's downstream of a full AI-orchestrated audit we ran across all nine repositories. It found thirty-three issues, caught and corrected its own stale assumptions, and produced a fail-closed remediation plan, all under zero-data-retention inference. The gerbil behind the scenes audits itself, and shows its work.
▸ pwos.app is the third ring — the strategic arc
RING 01
Protocol & Infrastructure
Validator infra, staking, the on-chain substrate the capital flows through.
RING 02
Tokenized-Asset Rails
Institutional rails — the DAT vehicle, qualified custody, the plumbing that makes onchain investable.
RING 03 · YOU ARE HERE
PWOS — the operating system
Where advisor, client, analysis and audit trail converge. The surface that turns infrastructure into a fiduciary relationship.